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  • Honolulu Real Estate - Avoid These Common Borrower Mistakes

Honolulu Real Estate - Avoid These Common Borrower Mistakes

When going through the loan process, being mentally prepared and avoiding some of these mistakes will help you get through the process more smoothly.

First, don't assume that your transaction will simply through go without a hitch. Be prepared for any potential issue and work with your loan officer who can guide you through the process.

Don't underestimate the importance of providing accurate and thorough information to your Loan Officer. Anything from complete pages of bank statements to deposits and credit items, make sure you have every document checked out and accounted for.

Lastly, don't be drawn in to lenders that advertise that they have the "lowest interest rates." Many lenders have very similar rates and your rate is going to be determined by your income and credit history. Those that are reflected in print or online ads are usually from buyers with extremely good credit and high incomes. Select a trustworthy lender who won't draw you in, only to find out that you don't qualify for the lower rate due to one reason or another.

Visit our tips and resources page for more information about Honolulu Real Estate Financing and Mortgage.

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